Ore Tenus Motion: Asking the Court to do something out loud and in person at a hearing, no paper.
Conditions Precedent: The stuff you have to do before you can do what you want to do.
Notice of Intent to Lien: A letter that tells the owner you are going to file a lien if they don’t pay.
Notice of Intent to Foreclose: A letter that tells the owner you are going to sue them if they don’t pay.
Automatic Stay: A rule in bankruptcy that says you have to stop trying to get money for now.
Chapter 7: The type of bankruptcy where the owner just plain gives up – I can’t pay anything to anyone.
Chapter 13: The type of bankruptcy where the owner can pay some people but not everyone the whole amount and they need to pay over time.
Motion for Summary Judgment: A bunch of papers that tell the Court exactly what you want ($$) and why, and specifically asks them to give it to you.
Lis Pendens: A recorded piece of paper that is supposed to let the world know the property is involved in a law suit.
Are there words you don’t quite understand? Let me know and I’ll answer them next time!
You can email me at firstname.lastname@example.org.